Obligation is one thing most people would gladly avoid, given the chance, as it is usually the unnecessary rider that takes off the shine of something good. By this assertion, many websites, and this is usually a big turn off to many users, except at L ife Insurance Quotes. This is because most usually require users to sign up before they use any of their services. Many users usually avoid such services because more often than not they will keep receiving spam email. Most people actually dread spam email, and they would do all they can in order to avoid them. Some unscrupulous businesses even sell their clients’ email addresses to internet marketers and advertisers. This action usually irks most users as they will be sent unsolicited emails which are very annoying. In extreme cases, some users usually have their email accounts hacked simply because they could not be kept safe by the websites which required them to sign up for their services.